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Good News For Owners — Sale Of New Homes Down, But Existing Home Sales In Good Shape By : J Harris
Over the past months, we have all been inundated with projections on the housing market bubble — Will it burst? It is going to burst soon, be prepared! Sell Now! Buy Now! And the forecast differs depending upon the television channel you are listening to or the media article you are reading.

According to James Cooper of BusinessWeek magazine, the numbers point to a gradual slowdown of the market — not a sudden crash, as many have predicted. In his July 10, 2006, article, C...
Increase The Value Of California Homes For Sale By Preparing In Advance By : J Harris
Increasing the value of homes for sale can increase the asking price. Though realtors suggest improvements that can be made to increase home values, there are many things that can be done by owners in advance of listing their California homes for sale.

Many owners of homes for sale make the mistake of doing costly but unnecessary upgrades, making the wrong improvements, or trying to do too much. Costly upgrade costs are seldom recouped, and many types of improvements add n...
What Does A House In San Diego Cost? By : Real Estate Advisor
If you want to live in San Diego County, California, it’s important to know what communities have homes in your price range; especially since the price of homes in San Diego tend to be higher than in many other parts of the country.

So what does a house in San Diego Cost? To answer this question, we need to define the term “house” so that we’re all on the same page. For the purpose of this article, the term “house” refers to a detached, three-bedroom, single-family home, w...
Military Home Buyer Guide By : Real Estate Advisor
INTRODUCTION

If you’re in the military and considering buying a home, there are some issues you should consider that are unique to active-duty military members. Some of these issue include: the decision to rent vs. buy, advantages and disadvantages of getting a Veterans Administration (VA) guaranteed loan, and other issues related to finding a home and closing the deal.

SHOULD I RENT OR BUY?

The answer is, it depends. The main complication for military homebuyers is ...
2006 US Census: San Diego - 7th Most Populated City By : Real Estate Advisor
In August of 2006, the US Census Bureau released estimates of population size for cities within the United States. Incorporated in 1850, the City of San Diego has grown to become the 7th most populated City in the nation. The data showed that San Diego City has 1,208,331 residents. The median age of residents was 33.5 years and approximately 26.4% of the population was born outside of the United States.

San Diego City is located within San Diego County, which is the 6th mo...
Brokers Or Lenders — Which Do You Want For Your Real Estate Mortgage? By : J Harris
A mortgage is a mortgage is a mortgage. NOT! Not only do mortgages differ between lenders, but they also differ greatly by the lenders, themselves. There are two types of real estate originators — brokers and loan officers.

Brokers generally are self-employed professionals, who work to secure a real estate loan for you. They work through a variety of lenders and earn a fee for the transaction. Most of the mortgage lenders who advertise on the Internet are brokers.

Loan ...
Beware Of Hidden Clauses By : Paul Pratt
Terms of a mortgage are all the factors of the loan that a borrower agrees to before the lender is willing to issue the loan. There are five main terms of a mortgage: the loan amount, the interest rate charged, the fees charged, the length of time before the mortgage is due, and the payment schedule. One of the ways they profit from lending to you is through the interest they charge against the amount you borrow.

Interest Rate: An interest rate is a percentage charged to t...
San Diego Real Estate Bubble Not Yet Ready To Burst By : J Harris
Michael Youngblood is a veteran analyst and the managing director of asset-backed securities research for Friedman Billings Ramsey & Co. in Arlington, Virginia. According to an interview he gave to BusinessWeek for its May 15th issue, the idea of a national bubble for residential real estate is fictitious. Since there is no national residential real estate market, there can be no national housing price bubble.

There are, however, residential real estate bubbles in 75 housi...
Buying Your First House By : Jonathon Hardcastle
Just about all of us wonder about the day we'll pick up the keys to our own home. Buying your first house is actually the goal for million of people worldwide. Being able to afford your own house is an extremely important mission most people work to accomplish throughout their lifetime. But apart from being an investment and providing security to a family or an individual, buying property, in the form of a house, can be a tremendous experience for the person that decides to c...
Determining Your Maximum Offer For Homes For Sale By : J Harris
Though the housing market is shifting towards the buyer, the shifts are moving slowly and many investors continue to make good profits by flipping real estate. Flipping is a relative new term for buying homes that are “fixer-uppers”, renovating them, and then selling them at a profit. With flipping still bringing in decent profits, though not as high as they once were, beginners are still entering this investment arena.

The one question that is most often asked of realtors...
Your Fico Score And Purchasing San Diego Real Estate By : J Harris
You have found your perfect piece of San Diego real estate, and now you only need secure a real estate mortgage at a great rate. Simple, right? Definitely not!

Before a mortgage makes that real estate yours, the lender is going to check your credit score, which will determine what type of terms they offer to you, how much you will pay over the life of the real estate mortgage, and even if you can secure a mortgage. Your credit score tells a lender what type of credit risk ...
How Much Is Your Home Worth? Ask Your San Diego Realtor! By : J Harris
As you prepare to sell your home, the main question on your mind is “How much is my home worth?” Your San Diego realtor can assist you much better than the web sites on the Internet with their “home worth” calculators or even the price being asked by a close neighbor.

Your realtor takes many factors into consideration when determining the asking price for a home. Here are the major factors your realtor will evaluate:

• Type of Residence. The type of home you are selling...
Strategies For Selling Your Home In A Slow Market By : Real Estate Advisor
You keep hearing that the real estate market is slow, and sure enough, the houses for sale in your community just seem to be sitting. But you still need to sell your house and you can’t wait around forever. So what do you do?

While there are many factors to consider if you need to sell your home right way, the asking price of your property is probably one of the most important.

Some background information is needed at this point. In a balanced real estate market where t...
Buying Your Own Home By : Amy Foster
Intending to use just the Internet and the phone, I went about buying my own home business two years ago. Since the business is doing so well, I have discovered that my small home office is not big enough to hold all the merchandise that I have to keep in stock. This is where my search for a rental office space began.

Living in a resort town, we also have three other small towns very close by with only a ten-mile drive. A larger city is just thirty-four miles away. I found...
Green House Floor Plan | Build An Energy Efficient Home By : Rebecca Welch
When planning your new house, an energy efficient green house floor plan would be an excellent alternative to a traditional stick built home. One improtant thing to consider is the orientation of your home on the property. One way to gain energy savings is to situate the house toward the northwest and use fewer openings and heavier walls on that side.

The house should open up to the southeast in order to take advantage of solar heat. Use louvers to block harsh summer sun a...
Beachhouse Floor Plan | A Panoramic Ocean View By : Rebecca Welch
Anyone fortunate enough to own beach front property should consider building themselves a beach house for the enjoyent of their family and friends. Beach house floor plans should follow the slope of the lot towards the beach and provide a panoramic view of the ocean. A clever design will expolit lot orientation, topography, gravity, direct light and spectacular views.

One type of floor plan arrangement for a beach house is based on a tri-level design. The lowest level enco...
Pool House Floor Plan - Raise Your Appraisal Value By : Rebecca Welch
If you're thinking about installing a pool in your back yard, chances are you will also want to design a pool house to go with it. A cabana or changing pavilion can provide the finishing touch to your landscaping plans as well as form the centerpiece of summer entertaininment. There are several factors you'll need to consider before implementing your pool house floor plan.

The first consideration is cost. Construction of a pool house begins at apporximately $30,000. The av...
Making Dreams A Reality Through Real Estate By : Paul Pratt
The best reason for investing in real estate is that it actually works! Real estate investing proves that the American dream is still very much alive. What other avenue can an individual begin in virtually any circumstance in life and build an empire of wealth in a relatively short period of time? Real estate investing does not discriminate against education levels, class, age or region.

You do not need a college degree to understand the fundamentals of real estate investi...
Real Estate Value – Market Data vs. Income By : Frank Gallinelli
Trying to estimate the value of a piece of real estate seems to be everyone’s favorite pastime. I’ve discussed this subject in detail in my book, “What Every Real Estate Investor Needs to Know About Cash Flow"; in previous articles, on PBS’s Wealthtrack; in line at the supermarket, and just about everywhere else I’m allowed to talk out loud. Although I thought I had covered the waterfront pretty well on this topic, I continue to be surprised by the number of people who still ...
Managing For Value – A Guide For The First-Time Landlord By : Frank Gallinelli
It is easy to get wrapped up in the metrics of analysis, development and acquisition of income property and to forget that eventually you’ll have to engage in the human and sometimes demanding business of actually managing the property you buy.

How you fulfill that task can go a long way toward determining the financial success of your investment. Property management is a complex subject, but if you observe some basic principles you can maximize your long-term profit and m...
Mortgage Fraud Prevention By : Dennis Estrada
Mortgage Fraud is any procedures to acquire mortgage with false information. The objective of this article is to detect a mortgage fraud at early stage for prevention. This fraud is believe to be around in trillion dollars per year in US and Canada.
Six Well Water Filtration Systems By :
There are even more methods of well water filtration systems than types of air filters. That's not surprising, however, as drinking clean water is much more important for us than getting rid of cigarette smoke. Though well water is supposed to be a healthier solution, it still needs filtrations systems to be 100 per cent sure that we can drink it safely.

What's more, well water filtration systems (at least some of them) are supposed to be able to provide drinking water eve...
Get Paid To Raise Your Credit Score, Part I By : Thomas Rendleman
How can you get paid to raise your credit score? It is quite simple but very few people think about it. If you knew what you could do yourself to raise your credit score you could get better interest rates on homes, cars, boats, credit cards, insurance, and even recreational vehicles.
Insure Your Property By : Mary Johnson
Insurance is big business. With liability, workman's compensation, group health, life, disability income, "key man" and other types of policies available, virtually anyone or anything can be insured. If you own a commercial property, residence or land, property insurance is an absolute necessity.

Property insurance covers the building structure or structures, and contents of the enterprise. For business owners, property insurance may also cover outdoor signs, crime coverag...
Location, Location, Location By : Paul Pratt
The location of your property is crucial to its ability to provide a consistent income and to appreciate for years to come. The two main factors in analyzing a property's location are the type of neighborhood and the area's economy. The investment that offers the highest ROI without significant risk is the best place an investor can put his money. The higher your ROI, the greater your positive cashflow.

NEIGHBORHOOD

When an investor purchases a property to be a rental, ...

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